Call Stu at 410.703.1750.
We specialize in the auto industry.

Unsecured low doc capital loans for auto businesses

Low Documentation Requirements
Flexible Repayment Terms
Capital to Keep Your Business Running Smoothly
Quick and Easy Application
Fast Approval Process
No Collateral Necessary
Funds for Business Expansion
Cover Unexpected Expenses
Competitive Interest Rates
Contact Us

Reasons to choose us

Personalized one to one service, Quick access to funds with flexible repayment terms and competitive interest rates
Personalized, one to one human service
Quick access to funds
Competitive Interest Rates

How it works

Call or Email
Reach out to Stu for personalized, professional human service.
Pre-Approval
Receive a pre-approval decision in as little as 72 hours. No collateral required.
Funding
Get access to your funds within 5-7 business days after final approval.
Repayment
Repay your loan through flexible installment plans with competitive interest rates.

Loan Examples

Add additional services to your business
Buy your property and enlarge your business
Purchase cars with NO LIENS on titles
Add employees and pay salaries

I CAN OFFER YOU A LOW DOC SOLUTION.

  • I have arranged with special lenders the availability of long-term loans for auto dealers which frankly is an industry most lenders refuse to lend to. How can this help you?
  • • Secure a low doc loan up to $150,000 in days and funded in about a week.
  • • Get loans up to $3 million plus with full packages. These funds can be available and wired to your account in under 10 days.
  • • This kind of loan is a perfect supplement to your regular cash deposits and your floor planning. You will never be concerned about having cash available for ANY PURPOSE.
  • • There is no security needed unlike bank and SBA loans where they secure your business and personal assets, including your home.
  • • If the funds are used to supplement your flooring, there will be no liens on your titles, and you will own your inventory outright with the use of these funds.

About Us

  • I am Stu Schatz, founder of Bay Funding. I know your auto business. I had multiple used car locations in Maryland and Virginia. After my car career, I started Bay Funding to make loans available so businesses can secure funding through non-traditional sources as well as bank funding.

  • If this funding is of interest to you, please contact me at stu@lowdocfunding.com.

  • Stuart Schatz
  • Founder, Bay Funding

Contact Us